Business Loans


Business Loans from $5,000 to $5,000,000 available per location to help you grow your business!

Total Deposits (Sales) Loans

Designed for businesses who might not have debit and credit card sales, we offer small business loans that will accommodate your sales cycle by providing these business loans with a fixed repayment amount, making it easier for you to budget your revenue and expenses accordingly. Eligibility is based on total sales volume (minimum of $100,000/yr) of the business.

Designed with you in mind, we acknowledge that a fixed payment is often better-suited for businesses whose sales are primarily generated through such things as check’s, EFT’s, wires, and/or cash deposits. Cash is provided up-front and a fixed payment is made automatically to repay the business loan. With a fixed payment opposed to a variable one, you may be in a better position to budget your monthly expenses and forecast your revenue and future cash needs.

Conventional Small Business Loans

These loans are designed for businesses that have been in business a significant period of time (usually 2 years or more). The credit of the owner and the business has to be good and the business has to have a verifiable track record of solid growth. Unlike the Total Deposit loans, these are placed with traditional financing institutions which make them much more difficult to place. the process is much longer and requires a significant amount more documentation and paperwork.

We have Helped Thousands of Businesses just like Yours

We understand the challenges faced by small & medium sized businesses when applying for a traditional bank loan. With the banks tightening their “purse strings” more and more everyday, our funding partners decided to do things a little differently. The business loan program is tailored to small and medium sized businesses like yours and puts working capital in your hands fast because they know time is money.

The fixed micro payments allow you to budget for the repayment of your business loan in smaller, easier to manage increments. We serve many different types of small businesses and we’re all about helping to meet your needs so your business can thrive. We make it easier for you to qualify for a business loan, compared to banks, because we understand the unique nature of small businesses.

How Do I Qualify

In order to qualify for a Business Loan, you must:

• Have $10,000 per month minimum in sales/deposits
• Have no open bankruptcy (recently discharged bankruptcies are fine)
• Tax liens require a payment plan
• FICO/Beacon minimum of 500 required
• No more 2 months past due on rent, lease or mortgage

How Quickly Could You have Your Funds

Once we receive a full package for submission, our application and last 4 months bank statements you can expect an offer within 24 – 48 hours. Most offers occur in 24 hours. Once all contracts have been signed and all stipulations met then 1 to 2 business days for funding.

How Can I find out If and How Much my Business Would Qualify For

Simply fill-out the “Free Consultation” form to the right and one of our Business Financing Specialists will get back to you within 24 hours.

Business Loan