Bad Credit Financing

Bad Credit is not an issue for Peartree to be able to Secure Your Business Financing

We work with a handful of financing companies that realize that bad credit does not mean a bad business person. They realize that sometimes good people simply run into some bad luck. Just starting a small business also puts a strain on a business owners credit. Setting up vendor accounts, loans etc has a detrimental effect on a person’s credit. This unfortunately goes along with the territory for most and these financing companies realize that and are willing to work with you and judge your business on its’ merits. We have access to a network of lenders that will provide bad credit financing.

Lowest Rate Guaranteed

With the vast source of lending companies at our fingertips, we can guarantee you that you will get the LOWEST RATES AVAILABLE…GUARANTEED!bad_credit_financing

Fast and Simple

Most of our business receive a pre-qualification for a business loan, merchant cash advance or line of credit from us within 24 hours of submitting the 1-page application and supporting documents, and actually receive the money in their business bank account within 5-7 business days. The process for obtaining a traditional small business loan from a bank could take several months.

Minimum Documentation and No Collateral Required

Unlike traditional banks, we don’t require the same amount of documentation, nor is collateral required in order to provide you with financing.  All that is required to obtain a pre-approval is our 1 page application, a few months of bank statements and merchant processing statements.

Personal Credit Isn’t a Problem

Many factors are taken into consideration when funding companies underwrite a merchant’s application and we have secured funding for merchants who have credit scores under 500. Business loans often require a minimum FICO or credit score.

Flexible Payment Schedules

A business cash advance isn’t a traditional loan. The advance is paid back as a percentage of your credit card sales. When business picks up, you pay back more and when business slows, you pay back less. With a business loan, the payments are a pre-set amount which may actually be beneficial in the daily planning of your future cash flow projections.

Find out How Much Your Business Would Qualify For

Simply Request a Consultation by filling out the form to the right and one of our Business Financing Specialists will follow up with you within 24 hours.

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